What you’ll learn

The experts of Aspiring Bankers gears up with a wide range of Online Banking courses with 100% placement assistance. Each and every specified course has brief relation learning with banking courses and modules under surveillance of expert mentors, lectures initiated by qualified researchers.

In this module, you will be briefly instructed with functions banking, including interest calculation, anti-money laundering, Law Relating to Negotiable Instruments, Foreign Exchange, Retail Loans, and many more skills that will help you be the best in your career. For the sake of convenience among students course is divided into 15 sections under the mentorship of expert guidance.

Course Content

This chapter explains various types of Deposit Accounts – CASA & Term Deposit, Basic Saving Bank Deposit Account and Interest Calculations.

This Chapter defines the process of Money Laundering & Anti Money laundering, Combating Terrorism, Financial Action Task Force & Financial Intelligence Unit, PMLA and three pillars of KYC viz Customer Acceptance Policy, Customer Identification procedure, Monitoring transactions and Risk Management.

This Chapter explains various Types of Customers (Individual), Modes of Operation of accounts and other features like FATCA.

This Chapter explains various Types of Customers (Non-Individual), Modes of Operation of accounts and other features like FATCA.

This Chapter explains the process of opening Saving, Current, Fixed Deposit account, Filling Account opening Form, Completion of KYC formalities (ID & Address Proof), Verification Process of the Bank (CDD & EDD).

This Chapter provides the information about NRI, PIO, OCI as per FEMA guidelines, NRE, NRO, FCNR (B), RFC & SNRR Accounts. It also covers DTAA and KYC requirements for NRI accounts.

This Chapter defines Negotiable Instrument Act – Promissory Notes, Bills of Exchange & Cheques and parties to these. The Chapter also covers general & special crossing and types of endorsement.

This chapter provides the insights of Branch Cash Operations – Key Aspects of Handling Cash, Duties of Teller.

This chapter provides the insights of RBI and Cash Distribution, Currency Chest Functions, Clean Note Policy, Note Refund Rules, and handling of fake currency notes.

This Chapter explains the Process of Clearing & Clearing House, Cheque Clearing System & Settlement, Cheque Truncation System (CTS), various grids in India and Positive Pay System.

This Chapter provides the knowledge of Paper-based Instruments such as DD, Pay Order, Electronic Fund Transfer instruments such as ECS, NEFT, RTGS, IMPS, UPI & to understand the Risk involved.

This chapter gives the complete information about Non-Financial or Non-Cash Transactions – Account Related Queries, Nomination, Conversion of Minor to Major, Stop Payment of Cheque, Standing Instructions & ECS Mandate, Issue of Deliverables, Dormant Accounts, TDS & submission of Form 15G & 15H, Account Closure and claims in deceased depositor’s account.

This Chapter gives insights of Fund based & Fee-based Income of Banks & further elaborate Third Party Products, Insurance, Mutual Fund, Govt. Securities & Bonds, Demat / Trading Accounts. Various types of Mutual Fund schemes and Life Insurance & Non-Life Insurance are also covered.

This chapter defines the concept of Foreign Exchange, Exchange Rate System, exports, imports, NOSTRO and VOSTRO accounts, Liberalized Remittance Scheme (LRS).

This chapter explains in detail the background of Retail Loans, Credit Appraisal & Sanction, Tenor Eligibility, Interest Rates and Bench marks, Security & Charging of Securities, Margin, documents required, CIBIL & Fair Practice Code for debt Collection.

Our Mentor

Mr. Jasbir Singh

Dean Academics at Aspiring Bankers & IPB India

Mentoring, Counseling & Recruiting. MSc Gold Medalist, Retd General Manager Oriental Bank of Commerce, CVO State Bank of Patiala.

Our Prospective Recruiters

Journey with Aspiring Bankers

India’s First Online Self-Paced Certificate Course in Banking

1

Sign Up

2

Buy Course As Per Eligibility

3

Complete Modules

4

Assessment Test

5

Skype Interview

6

Get Certified

7

Join Bank & Start Career in Banking Sector

Journey with Aspiring Bankers

India’s First Online Self-Paced Certificate Course in Banking

1 Sign Up

2 Buy Course as Per Eligibility

3 Complete Modules

4 Assessment Test

5 Get Certified

6 Join Bank & Start Career in Banking Sector

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What our learners have to say about us!

What our learners have to say about us!